Insurance Premium Financing in Phoenix, Arizona

Where premium financing happens

For all your premium financing needs

As the “Valley of the Sun” continues its rapid expansion, insurance professionals need a financing partner that can keep pace with Arizona’s growth. Capital Premium Financing is proud to serve the Phoenix, Arizona, metropolitan area, offering tailored insurance premium financing solutions for the state’s booming real estate, construction, and healthcare sectors.

Whether you are an agency in Scottsdale or a brokerage in Downtown Phoenix, our localized support and high-speed technology help you close deals faster and keep your clients’ capital working for them.

Why Phoenix agencies partner with Capital Premium Financing

In a market defined by solar energy, tech expansion, and massive residential growth, we provide the financial stability your clients demand.

● Expertise in the Arizona market: We understand the unique insurance needs of the Southwest, from wildfire coverage to large-scale commercial development.

● The Agency Advantage: Our Phoenix partners can access our profit-sharing models, turning every financed premium into a new revenue stream for your agency.

● Seamless automation: Use our platform to generate finance agreements instantly — perfect for the fast-moving Phoenix real estate market.

Our core values

The principles that guide every decision

Honesty and integrity:

We speak openly and act with integrity.

Trust and respect:

We treat clients and partners with dignity.

Accountability:

We take ownership of our results and honor our commitments.

Hard work and discipline:

We move with focus and determination.

Fairness and kindness:

We maintain empathy and balanced judgment.

Teamwork:

We support each other and succeed together.

Communication:

We stay direct, responsive, and open.

Competitiveness:

We push for high performance and strong outcomes.

Compliance:

We adhere to all applicable laws and maintain our internal standards.

Excellence and professionalism:

We deliver our best every day.

These values drive how we operate, serve, and build long-term partnerships.

Our services in Phoenix

We offer a full range of premium financing tools designed to support Arizona’s diverse economy:

● Commercial property and casualty: Specialized financing for Phoenix’s expanding commercial footprint, including warehouses, retail centers, and office parks.

● Construction and artisan contractor financing: We provide manageable payment plans for the high-limit liability and workers’ comp policies required for Arizona’s infrastructure projects.

● Flexible down payments: We offer customized terms to help Arizona business owners manage their seasonal cash flow effectively.

● Management system integration: We sync directly with many of the major agency management platforms, reducing the administrative burden on your Phoenix agency staff.

Serving Phoenix and the surrounding area

We proudly serve insurance agencies throughout the Valley of the Sun and across Arizona:

● Phoenix: Downtown, North Mountain, and the Camelback Corridor.

● Scottsdale: Old Town and North Scottsdale.

● East Valley: Tempe, Mesa, Chandler, and Gilbert.

● West Valley: Glendale, Peoria, and Goodyear.

● Statewide Support: Serving agents in Tucson, Flagstaff, and Prescott.

Testimonials

FAQs

Do you offer financing for surplus lines policies in Arizona?

Yes. We have extensive experience financing policies from non-admitted carriers and surplus lines brokers, which are common in the Arizona commercial market.

Can you handle seasonal businesses, like tourism or agriculture?

Absolutely. We can often tailor repayment schedules to align with the cash-flow cycles of Arizona’s seasonal industries.

Is eSignature available for Phoenix clients?

Yes, we provide full eSignature capabilities through our portal, allowing your clients to sign agreements from their phone or computer in seconds.