Streamline your insurance premium quoting and payment and much more with our all-in-one platform for insurance premium financing. Capital Premium Financing delivers the tools you need to manage financing and payments seamlessly in one place.
Learn more about




Streamline your operations, enhance customer service, and grow your revenue with an all-in-one platform for premium financing and insurance premium collection solutions.
Our goal is to give our agencies a competitive edge. As a leader in premium financing, we provide solutions that help insurance agents and related businesses ways to improve their customers’ cash flow and simplify the payment process — all through one seamless platform.
At Capital Premium Financing, we understand the importance of supporting your agency’s growth while enhancing the services you provide to your clients.
Learn how we help maximize your revenue potential. Here’s how it works:
Start offering premium financing options to your insureds.
Our easy-to-use platform allows you to quickly generate premium finance agreements and payment options to your insureds.
Your insureds will have flexible payment options while helping the service you provide as an agency.
Posted on Rachel EsfellerTrustindex verifies that the original source of the review is Google. Capital Premium has been very patient with me with my questions. The questions are always directed to someone who can answer them. I trust them. I know the agency I work for is in good hands! We couldn’t ask for anyone better to partner with, I highly recommend this company.Posted on Nicolas BacliniTrustindex verifies that the original source of the review is Google. I have had the pleasure of working with Capital Premium for the past eight years. Their customer service is consistently professional, compassionate, and responsive. They prioritize client care. As a family-owned business, they bring a personal touch that truly sets them apart. I highly recommend Capital Premium to anyone seeking a reliable and client-focused finance company, and I look forward to continuing our partnership for many years to come.Posted on Kevin MolloyTrustindex verifies that the original source of the review is Google. I’ve worked with Capital for years, and never has there been more prompt service nor a more knowledgeable team. Davis Handley is my go-to agent and it has been a pleasure working with him for the last few years.Posted on Lola TaylorTrustindex verifies that the original source of the review is Google. Friendly, helpful and professional service. Joe and his team truly care about small carriers. A successful operation solely depends on the partnerships you have in place. Having a finance company that understands the challenges of transportation companies is VITAL to longevity in the industry. I will definitely recommend Capital Premium Financing to clients as well as my future insurance needs. I called the office 3 times this morning and spoke with 3 different young ladies, all were eager to assist. Unfortunately I only recall one of their names, Heather 🦅thanks TeamPosted on Linda JenningsTrustindex verifies that the original source of the review is Google. Jim Uffens is an incredible resource. His knowledge and professionalism is outstanding. Bouvier Insurance appreciates his attention and prompt responsiveness to all inquires. He's a valuable asset to our agency.Posted on Blair BlackTrustindex verifies that the original source of the review is Google. Capital Premium Finance is the easiest premium finance company to work with. Joe Clayton is the very best . Always helpful and professional.Posted on Robin ColeTrustindex verifies that the original source of the review is Google. Joe Clayton with Capital Premium is the best!! He goes out of his way to help his clients. I highly recommend Capital and Joe!Posted on Neeti PatelTrustindex verifies that the original source of the review is Google. I’ve had the pleasure of working with Capital Premium Financing and with Joe Clayton for quite some time, and he consistently impresses with his speed, expertise, and dedication. He always goes above and beyond to help, offering insightful solutions and ensuring we have everything we need in a timely manner. His proficiency is matched by his team, their ability to handle tasks seamlessly while maintaining excellent service is truly appreciated. I’m grateful for the continued support and look forward to working with such a professional, reliable team.Posted on Tim GerrishTrustindex verifies that the original source of the review is Google. Capital Premium is a great company to work with -- efficient, always available, and flexible for our customers! Thanks, Joe Clayton, and the team you lead! We appreciate it!Posted on kevin dupreeTrustindex verifies that the original source of the review is Google. Love working with Capital Premium Finance. They are very flexible with terms and willing to work with their clients. Nothing but high praise when it comes to them, especially Joe Clayton.
Commercial insurance financing plays a more significant role in business protection than many business owners realize. Companies across every industry face rising premiums, tighter budgets, and the ongoing need to…
Managing the cost of commercial insurance gets challenging, especially when multiple policies come due at once. That’s where premium insurance financing comes in. Instead of paying large lump sums upfront,…
Professional liability insurance protects businesses and individuals against claims of negligence, errors, or omissions in the services they provide. But over the past few years, many professionals have noticed a…
Insurance costs often strain a company’s budget, so many businesses turn to insurance loan disbursal as a smarter way to manage premiums. Instead of paying a large lump sum upfront,…
The insurance market cycle shapes everything about how coverage gets priced, offered, and managed. It alternates between two key phases: the soft market, where insurance is more affordable and widely…
Businesses that rely on vehicles need to have the right commercial auto insurance. Whether your fleet consists of a single delivery van or dozens of trucks on the road, insurance…
"*" indicates required fields
Customer Service / Operations
(800) 767-0705
Cancellations Department
(877) 549-8726
Email
info@capitalpremium.net
Corporate Office
Capital Premium Financing
12235 South 800 East
Draper, UT 84020
© 2025 Capital Premium Financing.