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Premium Financing

At Capital Premium Financing, we work with insurance agents, agencies, and underwriters to finance insurance premiums for business owners seeking insurance coverage.

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Types of Coverage We Finance

Commercial Auto
Package
Property - Commercial
Excess Liability
General Liability
Commercial - Umbrella

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At Capital Premium Financing, we work with insurance agents, agencies, and underwriters to finance insurance premiums for business owners seeking insurance coverage.
We are ready to help you find the premium financing solution that grows your business.
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Online & Mobile Service Options
Multiple Quoting Options
Agency Funding Participation
Flexible Payment Options
10 day, 5 day & 3 day pre-cancellation calls

How you benefit

At Capital Premium Financing, we work with insurance agents, agencies, and underwriters to finance insurance premiums for business owners seeking insurance coverage. As a privately held company, we offer flexible, customized options that set us apart from traditional lenders.
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How premium financing works

With over 35 years of experience as a privately held premium finance company, Capital Premium Financing delivers unmatched professional care and service. While financing traditional premiums, we also finance fully earned policies, audits, bonds, old balances, non-rated carriers, and risk retention groups (RRG), flood, aviation, and marine.

  • The policyholder arranges insurance coverage through their agency.
  • The agency generates a premium finance agreement using our platform.
  • The policyholder signs the agreement and pays the required down payment.
  • Capital Premium Financing funds the insurance premium according to the terms of the agreement.
  • The policyholder repays Capital Premium Financing in affordable installments.
Since financing is optional, the cost of the insurance coverage remains the same, regardless of whether the premium is financed or paid upfront.
A person holds a pen and tablet, while another person holds a pen, representing collaboration at Capital Premium Financing.

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