Insurance Premium Financing in Orlando, Florida

Premium financing where you need it

Premium financing for the Sunshine State

Welcome to Capital Premium Financing in Orlando, Florida. Our Orlando office proudly serves insurance agencies throughout the Sunshine State, providing flexible premium financing solutions that help businesses stay protected and financially agile.

From growing hospitality groups to fast-moving construction contractors and tech startups along the I‑4 corridor, our mission is simple: to empower Florida agencies with innovative commercial financing tools that make insurance more accessible and efficient.

Why Orlando agencies choose Capital Premium Financing

Partnering with Capital Premium Financing means working with an insurance financing partner that understands Florida’s dynamic markets and unique risk environment. We combine national strength with local insight to deliver dependable, results-driven solutions.

Local expertise, national reach: Our Orlando-based team understands Florida’s business landscape and delivers tailored programs backed by the stability of our corporate network.
Modern technology: Our integrations with AMS360, Applied, and Nowcerts simplify your daily workflow, helping you quote, approve, and manage client payments quickly.
Personalized service: From initial onboarding to long-term account support, our regional team delivers the responsiveness and reliability your agency depends on.

Our core values

The principles that guide every decision

Honesty and integrity:

We speak openly and act with integrity.

Trust and respect:

We treat clients and partners with dignity.

Accountability:

We take ownership of our results and honor our commitments.

Hard work and discipline:

We move with focus and determination.

Fairness and kindness:

We maintain empathy and balanced judgment.

Teamwork:

We support each other and succeed together.

Communication:

We stay direct, responsive, and open.

Competitiveness:

We push for high performance and strong outcomes.

Compliance:

We adhere to all applicable laws and maintain our internal standards.

Excellence and professionalism:

We deliver our best every day.

These values drive how we operate, serve, and build long-term partnerships.

Our services in Orlando

Capital Premium Financing offers commercial financing options designed for Florida businesses across multiple industries:

Commercial premium financing: Flexible programs for property, liability, workers’ comp, and auto coverages.
Industry-specific experience: We finance policies for hospitality, tourism, construction, transportation, and healthcare sectors statewide.
Easy2Quote platform: Generate finance agreements, collect eSignatures, and finalize terms in minutes.
Convenient payment options: Clients can pay securely via ACH, credit card, or our mobile app.

Serving Orlando and central Florida

From our Orlando office, Capital Premium supports agencies across central and coastal Florida, including:

Orlando area: Downtown, Lake Mary, Winter Park, and Lake Nona.
Central Florida: Kissimmee, Sanford, and Clermont.
Regional reach: Tampa, Daytona Beach, and the Space Coast.

Hear from our Florida partners

    
 
 
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   Rachel Esfeller 
 
 
 
 Trustindex verifies that the original source of the review is Google. Capital Premium has been very patient with me with my questions. The questions are always directed to someone who can answer them. I trust them. I know the agency I work for is in good hands! We couldn’t ask for anyone better to partner with, I highly recommend this company.
  
 
      Posted on Google  
   
   Nicolas Baclini 
 
 
 
 Trustindex verifies that the original source of the review is Google. I have had the pleasure of working with Capital Premium for the past eight years. Their customer service is consistently professional, compassionate, and responsive. They prioritize client care. As a family-owned business, they bring a personal touch that truly sets them apart. I highly recommend Capital Premium to anyone seeking a reliable and client-focused finance company, and I look forward to continuing our partnership for many years to come.
  
 
      Posted on Google  
   
   Kevin Molloy 
 
 
 
 Trustindex verifies that the original source of the review is Google. I’ve worked with Capital for years, and never has there been more prompt service nor a more knowledgeable team. Davis Handley is my go-to agent and it has been a pleasure working with him for the last few years.
  
 
      Posted on Google  
   
   Lola Taylor 
 
 
 
 Trustindex verifies that the original source of the review is Google. Friendly, helpful and professional service. Joe and his team truly care about small carriers. A successful operation solely depends on the partnerships you have in place. Having a finance company that understands the challenges of transportation companies is VITAL to longevity in the industry. I will definitely recommend Capital Premium Financing to clients as well as my future insurance needs. I called the office 3 times this morning and spoke with 3 different young ladies, all were eager to assist. Unfortunately I only recall one of their names, Heather 🦅thanks Team
  
 
      Posted on Google  
   
   Linda Jennings 
 
 
 
 Trustindex verifies that the original source of the review is Google. Jim Uffens is an incredible resource. His knowledge and professionalism is outstanding. Bouvier Insurance appreciates his attention and prompt responsiveness to all inquires. He's a valuable asset to our agency.
  
 
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   Blair Black 
 
 
 
 Trustindex verifies that the original source of the review is Google. Capital Premium Finance is the easiest premium finance company to work with.  Joe Clayton is the very best .  Always helpful and professional.
  
 
      Posted on Google  
   
   Robin Cole 
 
 
 
 Trustindex verifies that the original source of the review is Google. Joe Clayton with Capital Premium is the best!! He goes out of his way to help his clients. I highly recommend Capital and Joe!
  
 
      Posted on Google  
   
   Neeti Patel 
 
 
 
 Trustindex verifies that the original source of the review is Google. I’ve had the pleasure of working with Capital Premium Financing and with Joe Clayton for quite some time, and he consistently impresses with his speed, expertise, and dedication. He always goes above and beyond to help, offering insightful solutions and ensuring we have everything we need in a timely manner. His proficiency is matched by his team, their ability to handle tasks seamlessly while maintaining excellent service is truly appreciated. I’m grateful for the continued support and look forward to working with such a professional, reliable team.
  
 
      Posted on Google  
   
   Tim Gerrish 
 
 
 
 Trustindex verifies that the original source of the review is Google. Capital Premium is a great company to work with -- efficient, always available, and flexible for our customers!  Thanks, Joe Clayton, and the team you lead!  We appreciate it!
  
 
      Posted on Google  
   
   kevin dupree 
 
 
 
 Trustindex verifies that the original source of the review is Google. Love working with Capital Premium Finance. They are very flexible with terms and willing to work with their clients. Nothing but high praise when it comes to them, especially Joe Clayton.

FAQs

What makes Capital Premium a good fit for Florida agencies?

We understand the region’s diversity — from tourism to tech — and offer flexible programs that match each sector’s budget cycles and cash‑flow needs.

Can Capital Premium handle seasonal businesses like hotels or resorts?

Yes. We build custom financing schedules for seasonally active clients across hospitality, tourism, and event management.

How quickly are finance agreements processed?

Our Easy2Quote platform lets most customers get approved and sign agreements digitally within minutes, enabling us to bind policies without delay.

Does Capital Premium service the entire state of Florida?

We do. While based in Orlando, we work with agencies in Tampa, Miami, Jacksonville, and throughout the state.

Is bilingual support available for Florida agencies?

Yes — our team provides bilingual (English/Spanish) support, reflecting Florida’s diverse client base and helping agencies communicate clearly with insureds.

Can Capital Premium help integrate financing into my agency system?

Absolutely. We work directly with your management platform (AMS360, Applied, Nowcerts, etc.) to ensure a smooth, efficient setup.

Contact Capital Premium Financing – Orlando

From the coast to the corridor, Florida agencies count on Capital Premium for dependable funding, responsive service, and lasting partnerships. Mention our Orlando page to learn more about our Agency Advantage profit‑sharing program!