Insurance Premium Financing in Charlotte, North Carolina

Your solution for premium financing

Insurance Premium Financing in Charlotte, North Carolina

Welcome to Capital Premium Financing in Charlotte, North Carolina. As one of the fastest-growing financial hubs in the nation, Charlotte is a natural fit for our mission — providing smart, flexible premium financing solutions that empower both agencies and insureds.

Our local presence connects North Carolina brokers and businesses with industry-leading commercial financing programs. Whether you serve corporate clients in Uptown or small businesses across the Carolinas, Capital Premium is Charlotte’s trusted partner for insurance financing and agency growth.

Why Charlotte agencies partner with Capital Premium

Working with Capital Premium Financing means more than access to financing — it’s about collaboration, technology, and service. With over 35 years of experience, we strike a balance between nationwide strength and local market insight to help North Carolina agencies thrive.

● Local connection, national strength: Our Charlotte team bridges local relationships with the resources and expertise of our corporate headquarters.

● Frictionless technology: We integrate with many major agency management platforms, keeping your quoting process quick and accurate.

● Relationship-driven service: Our regional representatives provide personalized attention and prompt response times, ensuring your agency never feels like a name on a list.

Our core values

The principles that guide every decision

Honesty and integrity:

We speak openly and act with integrity.

Trust and respect:

We treat clients and partners with dignity.

Accountability:

We take ownership of our results and honor our commitments.

Hard work and discipline:

We move with focus and determination.

Fairness and kindness:

We maintain empathy and balanced judgment.

Teamwork:

We support each other and succeed together.

Communication:

We stay direct, responsive, and open.

Competitiveness:

We push for high performance and strong outcomes.

Compliance:

We adhere to all applicable laws and maintain our internal standards.

Excellence and professionalism:

We deliver our best every day.

These values drive how we operate, serve, and build long-term partnerships.

Our services in Charlotte

We offer financing solutions designed for the diverse insurance needs of North Carolina’s growing commercial landscape:

● Commercial premium financing: Flexible terms for property, liability, auto, workers’ compensation, and E&O policies.

● Specialty programs: Financing for industries such as transportation, construction, healthcare, and logistics — core sectors of the Carolinas’ economy.

● Easy2Quote platform: Generate finance agreements, capture eSignatures, and finalize deals in minutes with our intuitive technology.

● Multiple payment methods: Offer insureds ACH, credit card, and mobile app payment options for secure, convenient payment processing.

Serving Charlotte and the Carolinas

From our Charlotte office, Capital Premium proudly supports agencies and brokers across the Southeast:

● Charlotte: Uptown, Ballantyne, SouthPark, and University City

● Greater Region: Huntersville, Mooresville, Concord, and Gastonia

● Beyond: Raleigh–Durham, Greensboro, Asheville, and Greenville, SC

Hear from our Carolina partners

FAQs

Does Capital Premium serve agencies across North and South Carolina?

Yes. Our Charlotte office supports agencies in both North and South Carolina, offering consistent, reliable service across the region.

What industries in the Carolinas benefit most from premium financing?

We work with agencies serving the construction, real estate, logistics, and small business markets — industries that drive the region’s growth.

Are payment options flexible for insureds?

Definitely. Insureds can pay via ACH, credit card, or our mobile app for fast, secure processing.

How does premium financing help independent agents in Charlotte compete?

By offering payment flexibility, agencies can attract clients who prefer spreading premium costs — helping small agencies stand out against larger competitors.

Can Capital Premium help with training or system setup?

Yes. We integrate with many of the major agency management platforms.

Insurance Premium Financing in Charlotte, North Carolina