Insurance Premium Financing in New York, NY

Everything you need for premium financing

Welcome to Capital Premium Financing’s New York headquarters

In the “Financial Capital of the World,” speed and reliability are requirements. Capital Premium Financing offers high-caliber insurance premium financing tailored for the fast-paced New York market.

From the bustling corridors of Wall Street to the creative agencies in Brooklyn, we empower NYC brokers and agents with the capital and sophisticated technology needed to close large-market deals and streamline commercial accounts.

Why New York City agencies partner with Capital Premium Financing

In a city that never sleeps, your insurance premium financing partner shouldn’t, either. We provide the stability of a national leader with the precision required by the New York insurance landscape.

● Global financial expertise: We understand the complexities of the New York market, including high-limit commercial property and complex liability structures.

● The Agency Advantage Plan: New York agencies can participate in our industry-leading profit-sharing models, designed to transform your financing workflow into a significant revenue center.

● Rapid digital execution: Our platform integrates with top management systems, allowing Manhattan brokers to generate finance agreements in seconds.

Our core values

The principles that guide every decision

Honesty and integrity:

We speak openly and act with integrity.

Trust and respect:

We treat clients and partners with dignity.

Accountability:

We take ownership of our results and honor our commitments.

Hard work and discipline:

We move with focus and determination.

Fairness and kindness:

We maintain empathy and balanced judgment.

Teamwork:

We support each other and succeed together.

Communication:

We stay direct, responsive, and open.

Competitiveness:

We push for high performance and strong outcomes.

Compliance:

We adhere to all applicable laws and maintain our internal standards.

Excellence and professionalism:

We deliver our best every day.

These values drive how we operate, serve, and build long-term partnerships.

Our services in New York City

We offer a full suite of insurance premium financing tools designed for the unique demands of the Empire City:

● Large commercial account financing: Expertise in financing multi-million dollar premiums for real estate portfolios, construction firms, and hospitality groups.

● Real estate and habitational insurance: Specialized plans for New York’s unique co-op, condo, and multi-family housing insurance needs.

● Non-admitted and excess lines: We specialize in financing policies written through the Excess Line Association of New York (ELANY) and other non-admitted carriers.

● White-label integration: Seamlessly brand our quoting portal as your own to provide a cohesive experience for your high-net-worth NYC clientele.

Serving New York and the surrounding areas

We serve insurance professionals across all five boroughs and the surrounding metropolitan area:

● Manhattan: Financial District, Midtown, Upper East Side, and Chelsea

● Brooklyn: DUMBO, Williamsburg, and Downtown Brooklyn

● Queens: Long Island City and Astoria

● The Bronx & Staten Island

● Greater Metro: Long Island, Westchester, and Northern New Jersey

Testimonials

FAQs

Are you compliant with New York DFS regulations?

Yes. Capital Premium Financing is fully compliant with all New York State Department of Financial Services regulations and insurance laws.

Do you finance premiums for New York construction projects?

Absolutely. We have extensive experience financing general liability and workers’ compensation for NYC-based construction firms and developers.

How quickly can we get a quote for a large Manhattan commercial account?

Our online portal allows for instant quoting for most accounts. For complex, high-limit deals, our underwriting team typically provides a turnaround within a few hours.

Contact Capital Premium Financing – Your New York City Partners

Ready to scale your New York agency? Mention our NYC page to receive a custom analysis of your current finance portfolio!